Flood Insurance

Floods are our country's most common natural disaster, leaving in their wake unimaginable collateral damage and personal devastation. Depending on the location of your property, your home is considered to be at high-risk or moderate-to-low risk, and premiums vary accordingly.

On one level, all homes are in a flood zone, yet each property is unique and requires a trained agent to determine if a separate flood insurance policy is appropriate or required for your home. Flood Zones are defined as the elevation above sea level, which increases or decreases the likelihood of flooding from rising water. Your mortgage lender may require homeowners to carry flood insurance in moderate to high flood zones. Let us verify your lender has classified your zone correctly.